Triple S Legal Services is regulated by the Ministry of Justice in respect of regulated claims management activities.
Our authorisation number is CRM19414 and our registration is recorded on the Ministry of Justice website: www.claimsregulation.gov.uk.
  Triple S Legal Services 06813924 ; Registered address:Excel House, 1 Hornminster, Glenn, Hornchurch, Essex, RM11 3XL Company incorporated in England and Wales

Secured Loans     Car Finance      Personal Loans      Credit Cards

Consumer Credit Act  

The Consumer Credit Act 2006 (CCA 2006), which was fully implemented on 1st. October 2008, updates and amends CCA 1974. It establishes a fairer, more transparent and competitive credit market, updating consumer credit legislation that had been in place since the 1970s, to make it more relevant to today’s consumers. It does this by:

• strengthening consumer rights, by enabling consumers to challenge unfair lending agreements and making it possible for disputes to be resolved more easily.  

• improving consumer credit regulation, by strengthening and enhancing the licensing system for consumer credit businesses, requiring consumers to be provided with minimum standards of information and, through targeted action, tackling unfair practices.

• increasing the effectiveness of regulation, by extending protection to all types of consumer credit and creating a more suitable regime for business.

Some of the areas which can make Credit Agreements become unenforceable  include:

• Non provision of prescribed terms 

• Inappropriate execution of agreement
   
• Miscalculation of APR’s or the total amount repayable

• Non provision of relevant documentation post agreement
   
• Non disclosure of commissions or fees